From Disney World in Florida to Common Studios Hollywood and Dollywood to Knott’s Berry Farm in California and past, there are usually greater than 500 million annual visits to theme parks worldwide in a traditional yr.
Tickets to most of the big-name parks usually prime $100 per day, and within the case of Disney World, costs go as excessive as $189 for a single-day ticket on the busiest dates. This implies there are simply billions of {dollars} spent yearly on theme park tickets, to not point out all the opposite associated prices of going to a theme park. That is plenty of spending ripe for incomes rewards or utilizing factors to offset a number of the value.
With that in thoughts, listed here are one of the best bank cards for Disney journeys, Common Studios holidays and different theme park adventures.
The place you purchase theme park tickets issues
It could sound like we’re beginning with pointless particulars, however one of the best bank card for theme park ticket purchases relies upon closely on how the acquisition will code in your bank card. And which means the place you purchase your theme park tickets issues. That mentioned, the most certainly bonus classes for theme park tickets are leisure or journey.
When buying park tickets straight from the theme park, the cost will most certainly code as an leisure buy. On some bank cards, leisure will code as a journey cost, however most frequently, it doesn’t.
Nevertheless, if you are going to buy park tickets from a journey company (resembling Undercover Vacationer), cost them to your lodge room or embody them as half of a bigger trip package deal, the chances are excessive that the acquisition will code as a journey cost.
This issues as a result of in the event you paid with the Chase Sapphire Reserve and your $500 ticket buy coded as journey, you’d earn 1,500 Final Rewards factors (3 factors per greenback). If the acquisition coded as leisure, you’d earn simply 500 factors as a non-bonused class on that card.
Associated: Why you may need to use a Disney Trip Planner
Greatest bank cards for Disney
Greatest bank cards for incomes factors at Disney
For those who’re paying for this Disney journey with money and need to rewards to be used sooner or later, listed here are are one of the best bank card choices:
Join our every day publication
- Capital One Savor Money Rewards Credit score Card: 4% again on leisure bills.
- Venmo bank card: 3% again within the class you spend probably the most in that month, with two choices for leisure and journey. The cardboard additionally gives 2% money again within the eligible class you spend the second most in that month, making it a reasonably strong possibility for once you take a giant theme park journey.
- Citi Status® Card (not out there to new candidates): 5 factors per greenback at journey businesses, so finest when buying from a website like Undercover Vacationer or different journey businesses.
- Disney Visa: 2% again on most Disney purchases, however you possibly can earn larger rewards with different playing cards.
The data for the Capital One Savor Money Rewards Credit score Card, Venmo bank card, Citi Status card and Disney Visa card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Greatest bank cards for utilizing a journey credit score at Disney
If you wish to use the $300 Chase Sapphire Reserve credit score on a Disney World or Disneyland journey, it is best to make use of it both for a hotel-only or a lodge + tickets package deal you e-book straight with Disney or by way of a journey agent, like .
If you’re simply out there for Disney tickets, you possibly can normally use your Sapphire Reserve journey credit score to get these by going by way of a website like Undercover Vacationer.
To make use of the annual, as much as $300 journey credit score from Capital One Enterprise X, it’s worthwhile to e-book eligible journey by way of Capital One’s journey website. Fortunately, this website does usually show Disney World resorts for reserving.
Associated: For no-cost help reserving your Disney trip, you possibly can contact .
Greatest bank cards for utilizing factors at Disney
The unhealthy information upfront: not all bank card factors work for a visit to Disney.
For instance, Chase Final Rewards factors aren’t very helpful for the Disney elements of journeys, resembling Disney tickets or Disney resorts. Nevertheless, Bilt Rewards factors and Capital One Enterprise miles are helpful for utilizing factors at Disney.
Bilt Rewards factors may be redeemed at a price of 1.25 cents per level in direction of Disney tickets and resorts within the Bilt journey portal, making this forex probably the most worthwhile factors for Disney holidays.
With Capital One, you too can e-book Disney resorts on that journey reserving website (very like with Bilt), however at a price of 1 cent per mile. Nevertheless, since you too can use the miles to offset any journey cost in your card, you too can e-book straight with Disney or elsewhere (so long as it codes as journey) and use factors at a price of 1 cent per mile redeemed.
This additionally opens up the potential of renting Disney Trip Membership factors from a website like to economize in your Disney lodging over Disney’s money costs whereas utilizing credit score factors to offset the expense.
Professional tip: The Swan, Dolphin and Swan Reserve are on Disney property and include many Disney perks. Given they’re within the Marriott household, you should utilize your Marriott factors to remain on Disney property. The variety of factors per night time to remain at Marriott resorts varies, with the lowest-priced days beginning at round 40,000 factors per night time. This makes the Marriott Bonvoy Boundless® Credit score Card and Marriott Bonvoy Sensible® American Specific® Card nice bank card selections if you need this on-site lodging possibility.
Greatest bank cards for Common Studios
The identical bank cards which might be finest for Disney holidays additionally make the minimize as one of the best for Common Studios journeys. Nevertheless, Common holidays have a couple of added choices that Disney doesn’t have. Notably, you should utilize Chase Final Rewards factors to e-book Common Studios resorts and theme park tickets.
This implies you possibly can redeem factors from the Chase Sapphire Reserve® at a price of 1.5 cents per level to remain on-site at Common and even choose up your theme park tickets by way of the Chase journey portal. The Chase Sapphire Most popular® Card can be one other good bank card for a Common Studios journey as its factors can be value 1.25 cents every towards on-site resorts and theme park tickets.
Associated: Information to visiting Common Orlando
Different: Use one of the best card for on a regular basis spending
For those who aren’t certain how a cost from a theme park will code and also you need to ensure and earn rewards, think about using a sturdy card for on a regular basis spending.
TPG’s founder Brian Kelly did that when he bought an expensive Disney VIP tour utilizing his Chase Freedom Limitless. Incomes 1.5 factors per greenback was a certain guess on racking up factors on that hundreds of {dollars} cost.
* Worth of rewards based mostly on TPG valuations and never offered by the issuer.
Backside line
Having enjoyable at a theme park is fairly straightforward, however discovering one of the best offers and maximizing the advantage of your bills are extra nuanced planning duties. There’s nobody finest bank card for theme parks, however there are some strong choices relying on the place you need to go and the way you’re buying your tickets. Selecting rigorously can prevent cash in your subsequent Disney or Common journey or earn further rewards to make use of subsequent time across the Ferris Wheel.
Associated studying: