Right here at Now Journey Insurance coverage, ensuring our clients have the fitting cowl is absolutely vital to us, particularly for these dwelling with medical circumstances! And though we do provide cowl for a lot of pre-existing medical circumstances, if for any cause we will’t cowl your explicit circumstance, we’ll level you within the course of the Cash and Pensions Service (MaPs) listing.
In regards to the MaPS Listing
MaPS is a free and neutral cash recommendation service arrange by the Authorities. The MaPS listing has been established to help travellers which are having bother acquiring cowl because of their pre-existing medical circumstances. The goal being, to cut back the quantity of people that face a selection of not travelling or threat having to pay vital prices, together with medical payments overseas.
Giving You Choices
Our intention is to offer worth for cash and the place we’re in a position to provide a quote to incorporate cowl for medical circumstances, we try to achieve this at a aggressive worth. Nonetheless, we’ll signpost you to the MaPs listing ought to any of the next apply:
- If the extra premium to incorporate cowl in your medical circumstances exceeds £100 excluding Insurance coverage Premium Tax (IPT)
- We’re unable to supply a quote due to your pre-existing medical circumstances
- Cowl is obtainable however with exclusions referring to your pre-existing medical circumstances
Our Quote Course of
With impact from 26th April 2021, clients can entry the MaPS listing at sure factors of our on-line citation journey as detailed beneath.
When a quote is obtainable
The next message might be displayed ought to your medical situation(s) generate a further medical premium of over £100 excluding IPT, or if exclusions referring to declared medical circumstances apply:
“Various Cowl for Critical Medical Circumstances
The Cash and Pensions Service have launched a listing of specialist journey insurance coverage suppliers who additionally present cowl for these with critical medical circumstances.
You will discover out extra by visiting their web site or by calling 0800 138 7777.”
When a quote is declined
If we’re unable to offer a quote, we’ll signpost to our companion firm that caters for senior travellers and people with extra critical medical circumstances, in addition to the MaPS listing. The next message will seem:
“Sorry, we’re unable to offer cowl
This may very well be as a result of quantity and/or kind of medical circumstances which were declared.
To acquire an alternate quote that meets your necessities please go to our journey insurance coverage companion right here.
Alternatively, the Cash and Pensions Service have launched a listing of specialist journey insurance coverage suppliers who additionally present cowl for these with critical medical circumstances.
You will discover out extra by visiting their web site or by calling 0800 138 7777.”
Accessing the MaPS Listing
In case you want to immediately entry the total listing of collaborating journey Insurance coverage manufacturers featured on MaPS , you are able to do so within the following methods:
Cellphone: 0800 138 7777, Monday – Friday 8am to 6pm
On-line: https://traveldirectory.moneyadviceservice.org.uk/en/listings
By Electronic mail: traveldirectory@maps.org.uk
Watch this fast explainer video by MaPS to seek out out extra about their listing service: