As an avid golfer and a diehard traveler, there are few issues in life I get pleasure from greater than when my two worlds collide: reserving journey for an epic golf journey. And that is precisely what I did lately, reserving a visit to Bandon Dunes Golf Resort situated on the Pacific Coast with just a few pals for an unforgettable journey in November 2024.
Bandon Dunes in Oregon has virtually turn into golf mecca over the previous couple of years, and it has been excessive on my golf bucket record for years. And for good motive: 5 of the resort’s six golf programs cracked the newest record of Golf Digest’s 100 best public programs in America. No different place on this planet performs host to so many top-rated programs.
Pulling it off is less complicated stated than completed. For starters, it is advisable plan far forward: This ultra-popular golf resort is notoriously onerous to e book, with the rest of 2023 totally bought out and even dates all through 2024 onerous to nail down. Oh, after which there’s the associated fee: After we booked, our group of 4 needed to instantly put down a deposit for one evening’s lodging and one spherical of golf … placing us on the hook for $1,980.
Factors and miles may help you cowl the price of flights to Oregon or some inns close to a course, however this expense was totally different. And it is an space the place Capital One Enterprise Miles from playing cards just like the *capital one enterprise x* or the *capital one enterprise card* actually shine.
This is how I used Capital One miles to make a bucket record golf journey way more reasonably priced.
Step 1: Pay for Your Bandon Dunes Journey with Your Enterprise Card
Amongst the entire methods to make use of Capital One Enterprise Miles – like transferring them to Capital One switch companions – one possibility stands out for its simplicity. It is the flexibility to use Enterprise Miles to cowl journey purchases. And that is the important thing to pulling this off.
Cost any journey expense to your Capital One card, and you may return and canopy the associated fee utilizing Enterprise Miles, with each Enterprise mile protecting 1 cent. It is simple and extremely versatile, as Capital One considers “journey prices” to incorporate a mess of issues: Airbnb stays, Uber rides, parking ramps, flights and inns, cruises, and – you guessed it – even golf journeys to Bandon Dunes.
Since Bandon Dunes is technically a resort, I had a sense that the $1,980 deposit that was due on the time of reserving would code on my card assertion as lodging or journey. Fortunate for me, I used to be proper.
Whether or not you’ve got received the Capital One Enterprise X or the common Capital One Enterprise the method works the identical. Cost it to your Capital One card, then wait just a few days for the acquisition to finalize and formally publish to your account.
One observe: It’s very wonderful to make non-travel purchases in your card. You simply will not be capable of redeem your miles by “erasing” them. On the plus facet, you will nonetheless earn 2x miles for each greenback you spend on all purchases.
Step 2: ‘Take away’ the Bandon Dunes Buy
The second (and last) step on this course of is to redeem your miles to cowl the journey buy.
Just a few days after paying the deposit on my Capital One Enterprise X card, I observed that the acquisition had formally been posted to my account. As anticipated, the Bandon Dunes deposit had been coded as journey, making it eligible to make use of my Enterprise miles. Simply log into your Capital One account and click on the “View Rewards” button in your homepage.
Subsequent, you will land on a display screen that exhibits you the totally different choices to your miles. You may e book flights or inns immediately by means of Capital One, get reward playing cards, redeem for money, or switch Capital One miles to considered one of their associate airline or resort packages. Nonetheless, the simplest method to redeem Capital One miles is the “Cowl Journey Purchases” perform. That is what you will want to pick to take away the Bandon Dunes deposit.
As soon as you’ve got chosen to cowl your journey purchases, you will be taken to a web page the place you may choose which of your travel-related purchases you’ve got made in your Capital One Enterprise card you’d wish to “erase.” This contains all journey transactions from the final 90 days.
As you may see beneath, the deposit paid for our 2024 Bandon Dunes journey exhibits up as an eligible possibility. Because it was $1,980, I may have used 198,000 miles to cowl all the cost: Bear in mind, every Capital One mile is value 1 cent while you redeem them this manner.
Do not have sufficient miles – or do not wish to spend all of them? Capital One lets you redeem miles to cowl simply a part of a purchase order. On this case, I may have merely lined my portion of the deposit utilizing 49,500 Enterprise Miles.
However Capital one affords a little-known possibility to mix miles that allowed everybody to chip in.
Switch & Mix Capital One Enterprise Miles
As a lot as I like my pals, I am not wiping out my steadiness of Capital One miles to foot the invoice for his or her journey. Since our invoice was $1,980, every of us was on the hook for $495 – or 49,500 miles. This is the place Capital One Enterprise miles actually assist out.
With many banks, transferring and mixing miles is both a significant trouble or not even attainable. However not Capital One. In actual fact, no financial institution makes it simpler to switch and mix your bank card factors with different cardholders than Capital One, whether or not they’re household or spouses, pals, and even full strangers.
There is not any restrict to what number of miles you may switch between Capital One accounts. There’s not even a requirement that the individual you might be sharing miles with lives at your deal with or is said in any approach.
Listed here are the fundamentals:
- You may switch Capital One miles to different members so long as they’ve a bank card that earns Enterprise Miles or Spark Miles (Spark Miles are the identical factors foreign money, simply earned from Capital One’s enterprise playing cards).
- There may be no requirement that the individual you might be transferring miles to lives on the identical deal with or is said to you in any approach.
- There isn’t a cap on the variety of miles that may be shared with different Capital One Enterprise or Spark Miles cardholders.
- There aren’t any expiration dates or different main restrictions on miles which might be transferred to different cardholders.
To make these transfers, all it is advisable do is name the quantity on the again of your Capital One Card. There is not a approach to do that in your on-line account at present: You will simply want the title and card variety of the individual’s account you might be transferring to.
Since two of my three pals had a stash of Enterprise Miles they wished to make use of to cowl the deposit, they known as Capital One to switch their share to my account. Your complete course of took every of them about 5 to 10 minutes. Their Enterprise miles have been instantly out there in my account.
I rapidly used 70,000 miles to cowl $700 of the overall $1,980 cost from my account. Plus, since I’ve 90 days from the date the transaction posted to redeem miles to cowl it, I’ve received extra time to cowl the rest if I would like.
Easy methods to Earn Capital One Enterprise Miles
To spend Capital One Enterprise miles on a visit to Bandon Dunes, you’ve got first received to earn them. There are just a few playing cards that may enable you bolster your steadiness of Enterprise miles.
The Capital One Enterprise X Card
The *capital one enterprise x* would possibly simply be the most effective journey bank card we have ever seen.
It is the financial institution’s very first premium journey card that launched again in November 2021. Consider it as a souped-up model of the ever-popular Capital One Enterprise Rewards Credit score Card that’s chock full of additional advantages: Entry to Capital One Lounges and Precedence Go lounges, a $300 annual journey credit score, a credit score for World Entry or TSA PreCheck, nice journey and rental automobile insurance coverage safety, and extra.
The annual charge clocks in at $395 a 12 months, however the advantages can simply outweigh that. You could possibly even use that annual $300 journey credit score to assist cowl the price of your flights to Oregon. Admittedly, Bandon Dunes is not the simplest place to get to. You will have to fly into Eugene (EUG) or Portland (PDX). These airports are a 2.5-hour and 4-hour drive to the resort, respectively.
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Since you will earn at the very least 2x miles on each greenback you spend, you will find yourself with 83,000 Enterprise miles when you full the preliminary spending requirement.
Learn Extra: A Full Overview of the Capital One Enterprise X Card
Be taught extra concerning the *capital one enterprise x*
Capital One Enterprise Card
The *capital one enterprise card* has been a fan favourite amongst vacationers for years – and for good motive. It is really the most effective journey bank cards for rookies.
Just like the Enterprise X mentioned above, you earn 2x factors on each buy and even get a credit score that covers the price of World Entry or TSA PreCheck – all for a card with a $95 annual charge.
Capital One at present affords a welcome bonus of 75,000 miles when you spend $4,000 on purchases inside three months from account opening. That is the identical supply because the Enterprise X, so if it is simply the miles you might be after, this can be a cheaper route for getting them.
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Be taught extra concerning the *capital one enterprise card*
Capital One VentureOne Card
Lastly, there’s the *capital one ventureone card*.
It is a no-annual-fee card that can earn you 1.25x miles per greenback you spend. The welcome bonus is smaller too, so in case your objective is to make use of these factors to cowl a Bandon Dunes journey, you will seemingly be higher served by one of many choices above.
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Be taught extra concerning the *capital one ventureone card*
Backside Line
Did I get most worth for my Enterprise Miles on this journey? Completely not. However I do not remorse it for a second.
It is unorthodox, however this straightforward redemption allowed me to cowl my preliminary lodging and greens charges at the most effective golf locations on this planet. And after we really make it to Bandon Dunes subsequent 12 months, my pals and I can redeem extra Enterprise miles to cowl the ultimate invoice, together with extra rounds of golf and even meals and drinks. We have simply over a 12 months to maintain including to our stash.
There is not one other bank card factors program that may let you cowl the price of this type of journey simply. Redemptions like this are what make Capital One Enterprise miles distinctive, and why I at all times attempt to have a stash of them available. From Airbnbs to bucket record golf journeys, they’re an amazing possibility for journey bills you may’t use conventional factors and miles to cowl.
Lead picture courtesy of Chris Babcock through Getty Photographs